Terms and Conditions

Last Updated: [08-08-2025]

These Terms and Conditions (“Terms”, “Agreement”) govern the use of the StocksDetector.in website and platform (“Platform”, “Website”, “Service”) operated by StocksDetector (“we”, “us”, “our”, “Company”).

By accessing or using our Platform, you (“User”, “Visitor”, “Subscriber”) agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Platform.

1. PLATFORM SERVICES

A. Service Description

StocksDetector.in is an online educational platform that provides stock market analysis, trading courses, investment guidance, and financial education content. Our Platform enables Users to:

• Access educational content related to stock market analysis and trading
• Subscribe to premium courses and educational materials

              Receive market insights and analysis

• Participate in webinars, live sessions, and educational events

B. Platform Services

The Platform offers various services including but not limited to:

• Educational Content: Pre-recorded videos, live sessions, written materials, and interactive courses
• Market Analysis: Market insights, technical analysis, and research reports
• Subscription Services: Premium courses, exclusive content, and personalised guidance
• Community Features: Discussion forums, Q&A sessions, and peer interactions
• Additional Services: Webinars, mock trading, portfolio analysis tools, and market alerts

We reserve the right to modify, terminate, or refuse to provide Services at any time for any reason, without notice.

2. ACCOUNT CREATION & ACCESS RIGHTS

A. Registration Requirements

To access certain Services, Users must register and create an account by providing accurate and complete information. Users can register for free, however, certain premium Services may require paid subscriptions.

B. Age Requirements

• India and other countries: Users must be at least 18 years of age
• European Union: Users must be at least 16 years of age
• United States and United Kingdom: Users must be at least 13 years of age

Minors may use the Platform only with parental consent and supervision. Parents/guardians of minors are responsible for ensuring compliance with these Terms.

C. Account Security

Users are responsible for:

• Maintaining the confidentiality of account credentials
• All activities occurring under their account
• Immediately notifying us of any unauthorised access
• Ensuring account information remains accurate and updated

We reserve the right to terminate accounts or restrict access if Users fail to meet registration requirements or violate these Terms.

3. SUBSCRIPTION TERMS

A. Subscription Services

Premium features and content are available through paid subscription plans. Subscription details, including pricing, duration, and included services, are clearly displayed on the Platform.

B. Subscription Conditions

• Subscriptions are personal and non-transferable
• Access is limited to the Subscriber who purchased the subscription
• Sharing subscription access with others is strictly prohibited
• Subscription terms may vary based on the selected plan

C. Content Access Limitations

• Live Sessions: Access to live trading sessions and webinars during subscription period
• Recorded Content: Access to recorded materials during active subscription
• Download Restrictions: Downloading of content is restricted for all students, including subscribed users.
• Viewing Period: Content availability subject to licensing agreements and subscription terms

4. PRICING, PAYMENTS & REFUNDS

A. Pricing and Payment Terms

• Subscription fees are payable in advance for the selected billing period
• Payments are processed through secure third-party payment gateways
• All fees are non-refundable unless explicitly stated in our Refund Policy
• Prices are subject to change with notice to existing Subscribers
• Applicable taxes (GST, VAT, etc.) will be added to subscription fees

B. Billing and Renewals

• Subscriptions automatically renew unless cancelled before the renewal date
• Payment will be charged to the payment method on file
• Failed payments may result in service suspension
• Subscribers are responsible for maintaining valid payment information

C. Refund Policy

This section applies specifically to Subscribers who have purchased paid subscriptions:

• Cancellation: Subscribers may cancel subscriptions through their account dashboard
• Refund Eligibility: Refunds are considered on a case-by-case basis within 7 days of purchase
• No Refund Policy: Generally, all subscription fees are non-refundable once access is granted
• Exceptional Circumstances: Refunds may be provided for technical issues preventing access
• Processing Time: Approved refunds will be processed within 15-30 business days

Important Note: Subscribers who have accessed premium content or attended live sessions are not eligible for refunds except in cases of technical failure on our part.

5. USER CONDUCT & CONTENT GUIDELINES

A. Permitted Use

Users are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes.

B. Prohibited Activities

Users shall not:

• Share, distribute, or resell Platform content without authorisation
• Record, screenshot, or copy live sessions or premium content
• Create multiple accounts or share account credentials
• Engage in market manipulation based on our recommendations
• Upload harmful, defamatory, or illegal content
• Impersonate other Users or entities
• Interfere with Platform operations or security

C. Investment Disclaimer

IMPORTANT: All content on StocksDetector.in is for educational purposes only. We do not provide personalised investment advice. Users should:

• Conduct their own research before making investment decisions
• Consult with qualified financial advisors
• Understand that trading involves risk of financial loss
• Not rely solely on our analysis for investment decisions

6. INTELLECTUAL PROPERTY

A. Platform Content

All content on StocksDetector.in, including but not limited to text, graphics, logos, videos, audio, software, and course materials (“Our Content”), is owned by StocksDetector and protected by intellectual property laws.

B. User-Generated Content

Users retain ownership of content they submit but grant us a limited license to use, display, and distribute such content on the Platform for service provision purposes.

C. Copyright Protection

We respect intellectual property rights and will respond to valid copyright infringement claims. Users found violating copyright may have their accounts terminated.

7. DISCLAIMERS & LIMITATIONS

A. Service Disclaimer

THE PLATFORM AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE MAKE NO WARRANTIES REGARDING:

• Accuracy of market analysis or recommendations
• Guaranteed investment returns or profits
• Uninterrupted service availability
• Completeness or timeliness of information
• Fitness for particular investment purposes

B. Investment Risk Warning

TRADING AND INVESTING INVOLVE SUBSTANTIAL RISK OF LOSS. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. USERS SHOULD NEVER INVEST MORE THAN THEY CAN AFFORD TO LOSE.

C. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, STOCKS DETECTOR SHALL NOT BE LIABLE FOR:

• Direct, indirect, incidental, or consequential damages
• Investment losses or missed opportunities
• Technical failures or service interruptions
• Third-party actions or content
• Damages exceeding the amount paid for subscriptions

8. PRIVACY & DATA PROTECTION

All personal information collected is handled according to our Privacy Policy. By using the Platform, Users consent to the collection, use, and sharing of information as described in our Privacy Policy.

9. TERMINATION

A. Termination Rights

We reserve the right to terminate or suspend accounts immediately for:

• Violation of these Terms
• Fraudulent or illegal activities
• Non-payment of subscription fees
• Inappropriate conduct or content

B. Effect of Termination

Upon termination:

• Access to premium content will be revoked
• Account data may be deleted
• No refunds will be provided for terminated accounts
• Users must cease all use of Platform content

10. DISPUTE RESOLUTION & GOVERNING LAW

A. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

B. Jurisdiction

Any and all disputes against StocksDetector shall be governed by laws of India and shall be restricted to the jurisdiction of New Delhi.

C. Dispute Resolution

Users agree to first attempt to resolve disputes through direct communication with our support team before pursuing legal action.

11. GENERAL PROVISIONS

A. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Platform after modifications constitutes acceptance of the updated Terms.

B. Sever-ability

If any provision of these Terms is found unenforceable, the remaining provisions shall continue in full force and effect.

C. Contact Information

For questions regarding these Terms, please contact us at:

• Email: [email protected]
• Support: [email protected]

D. Entire Agreement

These Terms constitute the entire agreement between Users and StocksDetector regarding Platform use.

By using StocksDetector.in, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.